Affordable, exceptional care
We make healthcare more accessible and affordable by eliminating deductibles and offering predictable copays for all your visits. We're committed to breaking down barriers to better health.
Zero Deductibles
Avoid paying excessive out-of-pocket costs with our flexible plans. No deductibles. Peace of mind.
Predictable Copays
Our health plans offer predictable, low-cost copays for all healthcare visits for the entire family.
No-cost Primary Care
The entire family can enjoy no-cost primary and preventive care visits with our flexible health plans.
A Plan for Every Budget
Our healthcare plans empower people to get the care they need, when they need it, at a reasonable cost. ​Our plans include:
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Nationwide Availability
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Affordable Prescriptions
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Convenient access to qualified medical professionals
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No-cost behavioral health therapy
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Insulin for under $10 per vial, a month
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Higher level plans include increasingly expansive benefits to form a continuum of coverage options to meet nearly every budget and protection need.​
InQlusiv Health Benefits
Tailored Coverage. Exceptional Care.
Give your employees the comprehensive health coverage they deserve — at a price that benefits your bottom line. A reduction in staff turnover could equal the cost of paying the premium.
Made for Small Businesses
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For businesses employing between 5 to 50 staff members
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Zero deductibles across all health plan designs
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Comprehensive coverage at a competitive price
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Freedom to choose physicians, with more choices
With InQlusiv, your employees can opt for any doctor they prefer. We offer copays for both in-network and out-of-network consultations.
The Benefits You Want, Prices You Can Afford
We're part of The Health Benefit AllianceTM and we're on a mission to remove barriers to healthcare. All of our plans provide no-cost, frictionless access to the most commonly prescribed medications, telehealth, teletherapy, and reduced-cost insulin.
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Everyone deserves affordable, quality healthcare.
It's all in the app!
HBA Health AccessSM is a transformative approach to healthcare delivery, providing convenience, affordability, and improved access to medical services while promoting proactive health management and patient engagement.
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Care triage, navigation support and LifeVitals
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Teletherapy
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Life Coaching
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Nutritional Counseling
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Financial Consultations
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Smoking Cessation
Ready to Enroll?
If you're looking for an answer that better meets the benefit needs of your business, our ERISA and ACA compliant health plans are for you.