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Is eCommerce insurance necessary?
Online merchants require sellers that have merchant accounts and gross sales of at least $10,000 to carry general liability insurance.
Bodily Injury
Protection against injuries on your property, including medical expenses, and damages.
Personal and Advertising Injury
Reputation damage, advertising or intellectual property coverage, regardless of the validity of the claim, you may have to retain a lawyer and pay additional legal costs.
Property Damage
In the event that your business accidentally damages another's property, you may be responsible for paying for the repair or replacement costs of the damage.
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